Metz v. Universal Underwriters Ins. Co. , 10 Cal.3d 45 [L.A. No. 29857. Supreme Court of California. September 11, 1973.] RICHARD WILLIAM METZ, a Minor, etc., et al., Cross-complainants and Respondents, v. UNIVERSAL UNDERWRITERS INSURANCE COMPANY, Cross-defendant and Appellant In Bank. (Opinion by Tobriner, J., expressing the unanimous view of the court.) [10 Cal.3d 46] […]