Neal v. Farmers Ins. Exchange , 21 Cal.3d 910 [L.A. No. 30775. Supreme Court of California. August 25, 1978.] WILLIAM NEAL, as Administrator, etc., Plaintiff and Appellant, v. FARMERS INSURANCE EXCHANGE, Defendant and Appellant (Opinion by Manuel, J., with Bird, C. J., Tobriner, Mosk and Newman, JJ., concurring. Separate dissenting opinions by Richardson and Clark, […]