Hutnick v. United States Fidelity & Guaranty Co. (1988) 47 Cal.3d 456 , 763 P.2d 1326; 253 Cal.Rptr. 236 [No. S005221. Supreme Court of California. December 1, 1988.] MICHAEL HUTNICK et al., Plaintiffs and Appellants, v. UNITED STATES FIDELITY AND GUARANTY COMPANY et al., Defendants and Respondents (Opinion by Kaufman, J., with Lucas, C. J., […]